Your User ID is typically your LIC Agent Code. Many agents forget this. Write it down: it is usually a 6-digit number starting with your division code. The password is separate. Do not confuse your LIC login (for the public site) with your EFEAP credentials—they are different systems.
Log in to LIC EFEAP
or
EFEAP Member Login
Before we fix the login, let’s understand the tool. EFEAP stands for Employee Friendly Enterprise Application Portal. It is an intranet-based web application designed exclusively for LIC agents and development officers. Unlike the public-facing LIC website, EFEAP is a private, secure portal that allows agents to:
Because this portal handles sensitive financial data, LIC has layered it with strict security protocols. Unfortunately, those protocols sometimes create friction. But with the right approach, you can make your LIC EFEAP login better, faster, and more reliable. lic efeap login better
Even with optimization, errors occur. Here is a quick cheat sheet:
| Error Message | Likely Cause | Your Action | | :--- | :--- | :--- | | Session Expired | Idle for >15 minutes | Relogin. Work faster, or use a "keep alive" browser extension. | | Invalid Credentials | Caps Lock on / Wrong agent code | Type password in Notepad first, then copy-paste. | | Page Not Loading (404) | Wrong URL or DNS issue | Use Google DNS (8.8.8.8) or Cloudflare (1.1.1.1). | | OTP Not Received | Network congestion or wrong number | Check your registered mobile with your DO. |
The EFEAP portal is not fully mobile-optimized. If you log in from your phone: Your User ID is typically your LIC Agent Code
Better yet — use a tablet or laptop for a smoother experience.
Welcome Back
Log in to your LIC EFEAP account
[Login]
⬇️ Forgot password? | New user? Register here
If you see a "Session Expired" message immediately upon logging in, your browser cookies are likely corrupt.