Lic Form 3855 Download Fixed -
Since the official link changes frequently, we have mirrored a clean, virus-scanned version of the fixed LIC Form 3855.
Note: This version is fingerprint-cleaned and compatible with both Adobe Acrobat Reader and mobile PDF editors.
When digital downloads fail repeatedly, LIC has a parallel system. Visit any LIC Branch with your policy bond and ask for a printout of Form 3855 from the e-Suvidha Kiosk.
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This paper is for informational purposes only. For legal assignments, consult LIC branch officials or a certified advisor.
LIC Form 3855: The Essential Guide to Notice of Policy Assignment lic form 3855 download fixed
The LIC Form 3855, formally known as the Form of Notice of Assignment, is a critical legal document required when transferring the ownership and benefits of a Life Insurance Corporation (LIC) policy from one individual to another.
While many policyholders focus on the assignment deed itself (like Form 3848), Form 3855 is the mandatory notice that informs LIC that an assignment has taken place. Without submitting this notice, the assignment is not legally binding against the corporation, and the new owner may face issues claiming benefits. Primary Purpose of LIC Form 3855
The core function of Form 3855 is to provide official notification to LIC that a policy's rights and interests have been transferred.
Legal Recognition: It ensures that LIC updates its records to recognize the Assignee as the new legal owner.
Benefit Protection: It guarantees that maturity or death benefits are paid to the correct party rather than the original policyholder.
Priority of Claims: The priority of multiple assignments is governed strictly by the order in which these notices are received by the LIC Divisional Office. When is Form 3855 Used?
You will need this form in any scenario involving a change in policy ownership: LIC Policy Assignment Form 3855 - Blank Fillable Template
The LIC Form 3855 is the official document used for the Absolute Assignment of a life insurance policy. This process involves the policyholder (assignor) transferring all rights, title, and interest in the policy to another person or entity (assignee) for reasons like securing a loan or a gift. Where to Download LIC Form 3855 Since the official link changes frequently, we have
You can download the form through several official and reliable channels:
Official LIC Website: Navigate to the LIC Download Forms section. Look for "Absolute Assignment" or "Form 3855" under Policy Servicing forms.
Direct PDF Link: Some regional LIC portals provide direct access to the Absolute Assignment Form PDF.
Local LIC Branch: You can visit any LIC branch office and request a physical copy of the form from the customer service desk. Filling Out the Form
To ensure the form is processed without "fixed" errors or delays, follow these steps:
Personal Details: Enter the full name, address, and policy number of both the Assignor (current owner) and the Assignee (new owner).
Assignment Type: Specify if the assignment is "Absolute" (total transfer of rights).
Witness Signature: The form must be signed in the presence of at least one witness, who must also sign and provide their address. When digital downloads fail repeatedly, LIC has a
Official Attestation: If the assignor uses a thumb impression, it must be attested by a Magistrate, Gazetted Officer, or an LIC Development Officer with at least three years of standing. Helpful Story: A Smooth Transfer
Imagine a policyholder, Ravi, who needed to secure a business loan. His bank required his LIC policy as collateral. Ravi downloaded Form 3855 from the official LIC website.
By carefully filling out the Assignee section with the bank's details and ensuring his signature was witnessed by a Gazetted Officer, he avoided the common mistake of "incomplete attestation." He submitted the form along with his original policy document at his local branch. Within a few days, LIC registered the assignment, and Ravi’s loan was approved because his paperwork was "fixed" and flawless from the start.
AI responses may include mistakes. For financial advice, consult a professional. Learn more Download LIC India Forms for Hassle-Free Transactions
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